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College presidents say "Pay for it yourself."
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Darqcyde



Joined: 11 Jul 2006
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PostPosted: Thu May 19, 2011 3:21 pm    Post subject: Reply with quote

Lasairfiona wrote:
I'd be more okay with my massive fucking debt load if they would let me handle it in a sane way. Have they ever changed the consolidation laws? I am not allowed to consolidate mine (3 or 4 lenders) which really dents my credit score.

I am really okay with kids paying for some of college - especially if they have to pay _something_ up front - it puts it into perspective when you have to do that. HOWEVER, it is so difficult to understand what the debt load is even if you didn't come from money (and then the parents pay). I certainly didn't expect... *adds...* over $400 in student loan payments a month.

try times 2 Wink

Seriously though the system needed fixing but they have far from got it right. I don't think it's as accurate anymore but a decade ago the statistic was that "80% of people who take financial aid for college DIE before paying it all off".
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Lasairfiona



Joined: 09 Jul 2006
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PostPosted: Thu May 19, 2011 8:30 pm    Post subject: Reply with quote

Mr_Moustache wrote:
Also, don't forget the intrinsic value of college - I don't care how much money I am going to make, but it fulfills an intellectual need. Also, here I pay double tuition, which most dutch people think is crazy. Standard tuition is 1700 euros. If i had to pay 50,000 dollars for a mediocre uni, I would probably skip it. Besides that, it pays off due to the fact that it develops research and writing skills.


I mean, college isn't just for getting a degree: for many young adults it is a crucial step towards finding a identity role to fulfill.

Okay... 1700 euros is about $2500. Is that for a semester of classes or what?

I totally agree that college is an important step in the growing self but it just isn't possible for so many people. I wonder if that is one of the reasons the US is full of idiots.

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Guest



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PostPosted: Thu May 19, 2011 10:05 pm    Post subject: Reply with quote

Mr_Moustache wrote:
Also, don't forget the intrinsic value of college - I don't care how much money I am going to make, but it fulfills an intellectual need. Also, here I pay double tuition, which most dutch people think is crazy. Standard tuition is 1700 euros. If i had to pay 50,000 dollars for a mediocre uni, I would probably skip it. Besides that, it pays off due to the fact that it develops research and writing skills.


I mean, college isn't just for getting a degree: for many young adults it is a crucial step towards finding a identity role to fulfill.


You pay 1700 Euros to go to college in the Netherlands? What?
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Michael



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PostPosted: Thu May 19, 2011 10:18 pm    Post subject: Reply with quote

yup
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Guest



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PostPosted: Thu May 19, 2011 11:36 pm    Post subject: Reply with quote

That's fucked up. Seriously.
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Guest



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PostPosted: Thu May 19, 2011 11:41 pm    Post subject: Reply with quote

I mean I know the U.S. college tuition goes up $10,000 or more, and to this day I don't even... but the Netherlands? Derp?
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Arc Tempest



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PostPosted: Fri May 20, 2011 12:36 am    Post subject: Reply with quote

Horatio Alger.

That is all.
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Willem



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PostPosted: Fri May 20, 2011 1:58 pm    Post subject: Reply with quote

It's Ä600-ish in Belgium, unless you qualify for a grant. And if you think "I may qualify for a grant", congratulations, you probably do.

Las: That's for an entire year.
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Snorri



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PostPosted: Fri May 20, 2011 4:04 pm    Post subject: Reply with quote

Willem wrote:
It's Ä600-ish in Belgium, unless you qualify for a grant. And if you think "I may qualify for a grant", congratulations, you probably do.

Las: That's for an entire year.


Yeah we also get a grant of about 3000 a year though if you don't finish your degree within 10 years you have to pay it back.
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Dogen



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PostPosted: Fri May 20, 2011 4:45 pm    Post subject: Reply with quote

Yeah, but your system is socialist so... *waves hands* you know. Something. It's obviously not good. The US may have the most expensive education, but it's the best education in the world! That's why you send your kids here for college (I am assuming this happens). *

Actually the US ranks 12th in the world for the rate of post-secondary completion, after countries like New Zealand, Russia (55.5%!), and Canada (55.8%). Canada, on average, has some of the highest interest rates charged on student loans, but they also have some of the most wide-spread remission (debt forgiveness) programs. In the US loan forgiveness is limited to certain fields (mostly education and healthcare). Dollar-wise, Germany gives the greatest amount of forgiveness to the greatest number of students. Germany and the Netherlands have some of the lowest rates of student loan debt at graduation, while the US ranks #3 worldwide for average student loan debt (and this is from a 2005 report - we may be #1 now!).

So... our education is expensive, students graduate with a lot of debt, and as a result only roughly 40% of us attain either an associate's (2-year) degree or higher.





* I just wanted to have the healthcare debate again... sorry Sad
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Mini J



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PostPosted: Sat May 21, 2011 6:11 am    Post subject: Reply with quote

We do? How do I get some remissioning done?

Though come to think of it, the Alberta govt. did forgive slightly over $9000 when I graduated...

Now to learn more about this remission program... To the googletorium!
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Mizike



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PostPosted: Sat May 21, 2011 1:12 pm    Post subject: Reply with quote

Dogen wrote:
That's why you send your kids here for college (I am assuming this happens). *
* I just wanted to have the healthcare debate again... sorry Sad


Actually, that is true. The cost issue is unrelated, though.
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Willem



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PostPosted: Sat May 21, 2011 1:26 pm    Post subject: Reply with quote

It's pretty rare though. There are enough prestigious universities here in Europe, after all. And if we want to pay massive amounts of cash for the pleasure, we just go to Britain.

That said, saying you went to Harvard sounds good everywhere.
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Mizike



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PostPosted: Sat May 21, 2011 3:04 pm    Post subject: Reply with quote

Rare relative to what? We have 11 Dutch students and 3 Belgians (undergrad and grad combined) at a good-but-not-elite midwestern University with little name recognition outside of regional and academic circles. It would be safe to say that these are not atypical numbers for comparable universities (Public Ivies) -- in fact, they are likely low since I know many public ivies have a larger number of international students on campus. When you throw in numbers for the big-name schools as well, it's actually not all that rare in terms of raw numbers.


I'd also be very comfortable saying that there are more (that is, a higher percentage of) Europeans studying in the US than Youessians studying in Europe, but I suspect that might be due to cultural factors as much as anything.

Edit: and please do not mistake this for me trying to say that European Universities are not prestigious or excellent in their own right -- I'm not trying to say that at all.
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Mr_Moustache



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PostPosted: Sat May 21, 2011 3:37 pm    Post subject: Reply with quote

I think the main reason is just the ability to study abroad. Besides that, exchange students would also be counted in those 10?. the UvA alone has like close to ten partner universities in the US, and six or so in Canada. I mean, for us the US is kinda a big deal, since the image of it has been conveyed to us from birth by all the movies, tv-shows etc.

Also, student work ethics here are different: we don't look at grades that much, gpa, honors titles etc. If you get a C then it is fine; a lot more emphasis is placed on extracurricular activities such as commissions, a board of a student association, newspapers, internships, jobs. Competition in regular universities is pretty meek, besides business and law.
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